What is the State Pension?

  • Paid out by the Department of Work and Pensions (DWP), the State Pension provides a steady foundation to fund your next chapter.  
  • But you’re not guaranteed to get the full amount. How much you’ll get at State Pension age depends on the National Insurance (NI) contributions you’ve made over your working life.  
  • Understanding your State Pension forecast is a crucial part of future planning, and there are steps you can take now, to avoid any surprises later.  
  • With the free Just app, you can find expert guidance on your State Pension, explore ways to top it up, and build a forecast of your future income in minutes. 
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Explore the 'four corners' of retirement

Feeling Good

Midlife can be a time of change. Physical, mental and emotional. Taking care of yourself today can pave the way for a fit and active retirement​.

Living More

Planning for retirement is about exploring new possibilities. Discovering new passions. Finding your true purpose. So you can live a future life fulfilled.

Working Different

Retirement doesn’t have to be a ‘hard stop’. It can be a chance to work less. Do something less stressful. Or something more fun. Get inspired to work different.

Funding Life

Money’s not everything… but it’s still important. Find out how to make your money work hard for you so you can enjoy the future life you want.

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UK State Pension Guide

Discover everything you need to know for 2026-27, including the new state pension age, the triple lock system, and the steps you can take to make sure you get the full amount.  

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Customer Reviews

Here's what our app users had to say...

  • 'It's a great tool to arm yourself with the knowledge and confidence to financially plan for retirement.'

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    Just J
    Kev M
  • 'It felt like everything I needed to know, and aimed exactly at my areas of interest. I liked the range of people and stories featured. I found them all really relatable.'

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    Just J
    Lia L
  • "I've been waiting for something like this to arrive. I've seen calculators and planners, but none of them help with what I am going to do with my time and what I'm going to spend my retirement money on."

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    Just J
    Cooper466
  • "Overall a thought provoking and empowering tool looking into my retirement planning. Really nice dashboard with clear visuals and educational content."

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    Just J
    Lelmg90

Brought to you by Just Group

  • Experienced

    We're experienced

    We've been helping people on their retirement journeys for almost 30 years.

  • Established

    We're established

    We're a FTSE 250 company with a track record of award-winning service.

  • Trusted

    We're trusted

    We’ve helped over 700,000 people with their retirement needs.

    Our customers trust us with £27 billion of their pension savings.

Download the Just app now